Core Banking System Conventional OLIBs724
OLIBs724 is a Core Banking System that can serve bank transactions 7 days x 24 hours non-stop, is flexible, parameterized and user friendly. OLIBs724 already supports conventional and Multi Currency businesses.
OLIBs724 feature
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DEPOSIT FUND MODULE
Module for recording and calculating credit managed by the bank.
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FRONT END MODULE
Serving bank transactions for 7 days x 24 hours non-stop through various channels including tellers and other electronic channels.
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FLEXIBLE AND EASY
Bank products development is based on parameter to shorten launch time. It is developed to be able to operate multiple platforms as required
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AVAILABILITY
OLIBs724 is supported by a high-performance infrastructure to ensure the achievement of SLAs.
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CIF MODULE
A complete and fully integrated Customer Information File (CIF) module to support clients’ (Banks) operations and reporting to regulators
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USER MANAGEMENT MODULE
Provides banking control functions through user grouping and access to the system
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MEET REGULATIONS
OLIBs724 has fulfilled accounting principles and banking regulations
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SAVINGS FUND MODULE
Third Party Funds recording module consisting of savings, current accounts and time deposits.
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LAYERED SECURITY
OLIBs724 is equipped with biometric security, two-factor authentication, and dual custody according to banking standards
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HIGH SCALABILITY
OLIBs724 architecture is built to adapt to business developments capacity and easily without requiring redevelopment
OLIBs724 Syariah (OLIBs724 Sharia)
OLIBs724 is a Core Banking System that can serve bank transactions 7 days x 24 hours non-stop, is flexible, parameterized and user friendly. OLIBs724 already supports conventional and Multi Currency businesses.
OLIBs724 Sharia Feature
FLEXIBLE AND EASY
Development of parameter-based bank products so as to shorten product launch time, OLIBs724 Syariah was developed so that it can be operated on multiple platforms according to bank needs.
LAYED SECURITY
OLIBs 724 Sharia has been equipped with a biometric security system, two-factor authentication and dual-custody according to banking standards.
AVAILABILITY
OLIBs 724 Sharia are supported by high performance infrastructure to ensure the achievement of SLA.
MODUL CIF
Complete and fully integrated Customer Information File (CIF) module to support bank operations and reporting to regulators.
DEPOSIT FUND MODULE
The third party fund storage module consists of deposit funds (Wadiah), savings funds (Mudharabah Al Mutholaqoh) and investments (Mudharabah Deposits).
FRONT END MODULE
Serving bank transactions for 7 days x 24 hours non-stop through various channels including tellers and other electronic channels.
FINANCING MODULE
Module for recording and managing financing in accordance with profit sharing principles (Mudharabah and Musyarakah), buying and selling principles (Murabahah, Bai’as-salam, and Bai’al-istisna) and selling-pawning principles (Ijarah, Ijarah Muntahiyah Biltamlik/ WaIqtina, Rahn and Qard).
HIGH Scalability
The architecture of OLIBs 724 Sharia was built to be able to adapt business capacity developments easily and without requiring re-development.
PROFIT SHARING
OLIBs724 Sharia applies the concept of profit sharing calculation of 1365 based on daily index calculation. The application of this concept allows the calculation of profit sharing without using other electronic equivalent rates.
OLIBs Open API
The combined power of advanced technology, high-speed internet, increased smartphone penetration, and the increasing popularity and functionality of application program interfaces (APIs) have created a huge force for innovation beyond applications. The increased affordability of each of these components further unlocks the immense power of this innovation.
Fitur OLIBs Open API
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APLIKASI INTERFACE RTGS
Interface RTGS 724 adalah sebuah aplikasi yang digunakan untuk menghubungkan aplikasi interface RTGS BI dengan Core Banking OLIBs724 untuk mengolah data transaksi transfer RTGS.
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APPLICATION INTERFACE SKN
One of the mechanisms in payment system is clearing, which is an exchange of electronic financial documents or data between clearing participant, both on behalf of participants and participating customers, whose calculations are completed on time
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NEW E-DAPEM APPLICATION
New E-Dapem Application is a web-based application that can be accessed by users through internet and intranet connection, it can serve any pension payment by PT Taspen
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SGM APP
Staff Get Member Application is an integration and data synchronization to increase TPF at banks aimed at the funding team, especially savings account
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REWARD POINT APP
OLIBs724 Point Reward is one of the additional facilities of savings products in form of point values generated from every transaction that the customer made or deposition of existing balance in savings. Point Reward offers attractive exchange based on the number of transactions made by the customer
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SIKP APP
SIKP Application is a web-based application that can be accessed by its user through internet and intranet to access and display information about program credit
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FRONT END MODULE
The Integrated Account Management System (IAMS) application is the integration and data synchronization of separate application that have been implemented by the State Treasury Management Directorate (STM), especially the Sub-Directorate of Other Account Management and Treasurer Accountability Development
OLIBs Treasury
Treasury application facilitates management team to have access to information that is consolidated in an integrated and systematic system. With an online system, this application provides comprehensive data and financial position, therefore decision-making process can be carried out quickly and accurately. Treasury application is designed to provide flexibility in supporting various investment instruments, both structured and non-structured products
Digital Lending
Digital Lending is a web-based application that allows Clients to provide services for the process of submitting consumer and productive financing facilities. By implementing Digital Lending application, consumer credit/financing application process starts from submission, data collection/ data & document verification, credit committee, and disbursement can be monitored via mobile & web